David is a seasoned casualty insurance executive with over 38 years of experience spanning underwriting, risk management, and leadership roles in both carrier and brokerage environments. He has extensive expertise in workers’ compensation, general liability, and auto liability products, with deep knowledge of construction, industrial, and manufacturing sectors. David has managed large and complex casualty portfolios, structured wrap-up and loss-sensitive programs, and collaborated with technical disciplines including actuarial, credit, and compliance. Recognized for his ability to bridge underwriting precision with client-focused solutions, he has served as a trusted advisor to insurers, brokers, and contractors nationwide.
Throughout his career, David has held leadership positions with leading organizations including CNA, AIG, Marsh, Willis, and Liberty Mutual, as well as founding and leading consulting entities such as Tightline, LLC and Safe Work Environment Consulting Services. At AIG, he oversaw a $10B+ legacy construction casualty book, developed new product strategies, and served as an expert witness in construction matters. His career reflects a balance of operational leadership, product innovation, and hands-on client advisory, underscoring his reputation as a trusted authority in casualty insurance and construction risk.
For clients navigating the high-stakes world of construction, David’s unparalleled expertise is a cornerstone of the value Embrace delivers. His 38-year career, deeply rooted in the intricacies of construction risk, means he has seen it all,—from the underwriting desk to the brokerage floor. This dual perspective allows him to anticipate challenges and craft solutions that are not only technically sound but also commercially viable. When you work with Embrace, you’re gaining access to a seasoned expert who can dissect complex casualty portfolios, structure sophisticated wrap-up programs, and provide the kind of nuanced advice that only comes from decades of hands-on experience. David’s presence on our team ensures that our construction clients receive the most strategic, forward-thinking, and effective risk management solutions available in the market.